Cutting down on being penalised

While I am trying my best to scrimp and save, invest and grow my wealth, it is subtle yet “shocking” sometimes to fin that easy money was slipping out of my hands. By that, I refer to penalties and fines for not doing or committing to some actions on time. The most common types ofContinue reading “Cutting down on being penalised”

Teaching your little ones Personal Finance

For parents, especially those with young children, the art of educating them on appreciating the value of what money can do has to start from young. Why so? Call it the beauty of youthfulness — the young, unmolded minds is the best time to inculcate good values and habits. This is the phase of lifeContinue reading “Teaching your little ones Personal Finance”

Where’s your Ferrari?

Many of you would have seen this cheeky conversation between a smart alec who doesn’t smoke versus a smoker. The smoker spends quite a sizable sum of money over years on cigarettes — an opportunity cost. To the Genius non-smoker, the money that you have not spent on cigarettes, where is your Ferrari then? TheContinue reading “Where’s your Ferrari?”

Fighting the Highs and Lows

Merry Christmas, readers! So the past few days have been testing. The little one has been down with on and off fever for the past few days. As a parent, you must be willing to spend time, effort and money to both nurse and comfort. It was really tiring for both the patient and theContinue reading “Fighting the Highs and Lows”

Quasi Geoarbitrage

Geoarbitrage basically means relocating to another city/country in order to take advantage of the lower costs in that city/country. However, it may not always be practical to uproot yourself to another location because of friends and family ties, your career and the prospects of facing new risks. However, many of us actually carry out someContinue reading “Quasi Geoarbitrage”