It was by chance that I stumbled upon this after I embarked on my $2 a day savings challenge. The REAL Two Dollar Challenge is actually a food challenge packaged as a “personal journey that will confront and challenge the person who takes it up with a few of the many constraints faced by thoseContinue reading “Living on $2 a day food challenge”
There are people who constantly ask why am I planning for retirement so early or why focus so much attention on CPF 101 hacking. For that matter, also why am I starting so young for my child. Is 55 years ahead too young to plan? How about 30 years ahead? Identify, Exploit, Subordinate, Elevate, Repeat.Continue reading “Why I refuse to fall between the cracks during my retirement”
It is the end of October with all mandatory contributions and cash top upare in for the month. MA contribution overflow to SA continues. OA to SA transfer for the month of October is also completed. SA balance currently stands at $82,222.09.
Income taxes are a financial burden to working individuals. It is essential is to recognise that there is a way to lessen this burden by maximising the tax reliefs claimable for each assessment year. From Year of Assessment (YA) 2018, the total amount of personal income tax reliefs which you can be allowed is subjectContinue reading “Avoid paying too much income taxes”
It is the end of September and all contributions are in for the month. MA has reached the 2019 Basic Healthcare Sum (BHS) of $57,200 and the excess from contribution overflowed to SA. OA to SA transfer for the month of September is also completed. SA balance currently stands at $79,778.09.