Mid-Year Review of 2020 Stock Holdings

As we reach the mid-point for 2020, I took a pause to look back and see how far off I have fared since 6 months ago when I did my Review of 2019 Stock Holdings. It was the first major downturn since I started investing. The first few months were “bad months” due to COVID-19.Continue reading “Mid-Year Review of 2020 Stock Holdings”

Double whammy on retirement plans: No dividends distributed and capital loss on paper

I thought it would be interesting to revisit an actual investment case example that was published in February 2017 and critic on whether it would work today. Everyone loves an inspirational story, will the following work or kill your retirement plans for you today? This article appeared in the Hong Kong Economic Journal on Feb.Continue reading “Double whammy on retirement plans: No dividends distributed and capital loss on paper”

What goes down in the Market must come up

In times of uncertainty, one of the most common questions revisited day after day, is to continue to fight or take flight. And by that, I really mean whether an investor should sell off or continue to stay vested and even pump in more money. The S&P 500 continues to remain one of the bestContinue reading “What goes down in the Market must come up”

Looking at the past, planning for the future

CPF remains as one of my several retirement tools that I am closely watching and building up towards my retirement planning 30 years from now — a move that I am confident in not fallling between the cracks during my retirement. Mr Loo’s concept of 4M65 or 4 Million dollars accumulated as a couple at ageContinue reading “Looking at the past, planning for the future”

Inflation can only be beaten by Investing

Cash, savings account, government bonds and low interest-bearing time deposit account are not exactly good storage of value. In fact, these instruments are a sure way of losing your monetary or purchasing power over time. Inflation in essence is the cause — pure economists will relate it to the interaction of demand and supply factorsContinue reading “Inflation can only be beaten by Investing”