Is iTOTO a better choice than System 12

Following up my thoughts in my previous article on TOTO: Winning over the long run — Go BIG or Go HOME, I was pretty interested to zoom into a particular bet type for the lottery as it seemed to present a better chance (or probability) of winning at a lower cost. iTOTO versus System 12 SingaporeContinue reading “Is iTOTO a better choice than System 12”

TOTO: Winning over the long run — Go BIG or Go HOME

How to win TOTO Simple enough, 6 (min) to 12 (max) numbers are picked between 1 — 49, through the various bet types: QuickPick: The system generates 6 random numbers between 1 — 49. Ordinary Bet: Select 6 numbers between 1 — 49. System 7 to System 12: Select up to 12 numbers between 1Continue reading “TOTO: Winning over the long run — Go BIG or Go HOME”

Can Car Registration Number be a good investment?

In Singapore, like any other countries, every motor vehicle must have a vehicle registration number (VRN) to operate on the road. Each VRN is unique and like no other — it does not repeat and cannot be reused once discarded. Most motorists use the VRN automatically assigned by LTA when buying a new vehicle. ThereContinue reading “Can Car Registration Number be a good investment?”

Do I need to plan for Retirement till Age 99?

Retirement to me, is when as an individual, I am able to choose whether I “want” to work and not whether I “have” to work. Some people amassed enough to live by, based on their current lifestyle for the rest of their lives, but still remain in the workforce to keep themselves active. To possessContinue reading “Do I need to plan for Retirement till Age 99?”

Leaving behind a Legacy for your Child, via his CPF SA top-up

While CPF SA Shielding and OA Shielding — A Live Example is more applicable to more senior adults who are nearing the age where RA is formed at .age 55, there is a group of people who are believers in giving a kick-start to their children’s CPF retirement planning early by inculcating transferable and manageable savings and investment habitContinue reading “Leaving behind a Legacy for your Child, via his CPF SA top-up”