It is the end of December with all mandatory contributions and cash top up are in for the month. Last month of the year, and it is probably the month where many people who receives their end-of-year bonuses anticipate, me including. MA contribution overflow to SA continues. OA to SA transfer for the month ofContinue reading “CPF Balances Update – December 2019”
Very interesting question. Someone asked me if I top up $100 to the merchant (for example Starbucks) in my membership card and he gives me extra $10 bonus on top of it, is this asset class considered Fixed Income (since merchant is giving me $10 ‘interest’ for the amount that I am topping up butContinue reading “Asset Class types”
Recollection time! Looking back, it has been 2 years since I started taking a serious re-look at my own personal finance, 2 full months since I started writing. PHASE I: SAVING I started really saving just months prior to the birth of my child. Most of us (if I could safely say to a certainContinue reading “My Personal Finance Journey”
I did a one-page summary on how one can travel on a good investment journey. The picture says a thousand words. ’nuff said.
It is the end of November with all mandatory contributions and cash top up are in for the month. So I used my MA for medical bills this month and topped it back up to BHS enjoy $300 tax relief for the following year. MA contribution overflow to SA continues. OA to SA transfer forContinue reading “CPF Balances Update – November 2019”