CPF Balances Update – January 2020

First CPF Balances update of the new year! It is the end of January with all mandatory contributions and cash top up in for the month. MA new ceiling (Basic Healthcare Sum or BHS) is raised to $60,000 for 2020. OA to SA transfer for the month of January is also completed. SA balance currentlyContinue reading “CPF Balances Update – January 2020”

Investment spending to increase by 14% for 2020

Not all “spending” are bad. What I am essentially doing is knowingly forcing to “pay-myself-first” more at the start of salary collection. When I first started out, I mentioned how I took control of every dollar flow out of my Monthly Salary. This was how it looked like for 2019: Details Percentage of take-home Savings fundContinue reading “Investment spending to increase by 14% for 2020”

*Update* to CPF Interests Update – For 2019

Being too eager to post the results for the year, some readers were right to point out that the MA cap up to 31 Dec 2019 was $57,200. Revision for MA cap to $60,000 begins on 01 Jan 2020. Therefore, the interests earned for MA account for 2019 would overflow to SA. I checked backContinue reading “*Update* to CPF Interests Update – For 2019”

CPF Interests Update – For 2019

Every year on this 1st Jan, 5am in the morning, the eager ones take a look at how much interest they earn from their CPF savings and contributions over the past year. A small minority. And I am no exception. I remember ending off Dec 2019 just 3 days ago at: OA SA MA DecContinue reading “CPF Interests Update – For 2019”

Review of 2019 Stock Holdings

Nearing the end of the current year, it is a good time to take stock of how my stock holdings have performed for this year. 2019 was the serious start of my investing journey, whereby I strongly believe that every dollar saved could be a dollar vested for X future dollars. Delayed gratification was neverContinue reading “Review of 2019 Stock Holdings”