Goals – Theory of Constraints

CPF Interests Update – For 2020

1st Jan, 5am in the morning. Wake up, get a cup of coffee and turn on the computer. Wala, interest from CPF savings and contributions over the past year is in. Last year around this time, I also shared on my CPF Interests Update – For 2019. Ended off Dec 2020 hardly 2 days ago at:Continue reading “CPF Interests Update – For 2020”

Financial Planning for Newborn and Maximising Child’s CPF SA / MA top-up

Most recently (in fact just 4 days ago), a new addition came onboard to the family. A brand new journey awaits in the financial planning for this little one! Life has been quite hectic while we adapt to the changes and schedules for two kids. Both needed equal attention, time and care; though being equalContinue reading “Financial Planning for Newborn and Maximising Child’s CPF SA / MA top-up”

Mid-Year Review of 2020 Stock Holdings

As we reach the mid-point for 2020, I took a pause to look back and see how far off I have fared since 6 months ago when I did my Review of 2019 Stock Holdings. It was the first major downturn since I started investing. The first few months were “bad months” due to COVID-19.Continue reading “Mid-Year Review of 2020 Stock Holdings”

His money, her money, our money

Prior to marriage, individuals have complete control, access to and allocation of their income. Once a family nucleus is formed, different ways emerged whereby money is managed in the household. Some families maintained separate control, taking turns to foot common bills; some have minimally a joint-expenses account, whereby both spouses contribute equally. In some countriesContinue reading “His money, her money, our money”

Teaching your little ones Personal Finance

For parents, especially those with young children, the art of educating them on appreciating the value of what money can do has to start from young. Why so? Call it the beauty of youthfulness — the young, unmolded minds is the best time to inculcate good values and habits. This is the phase of lifeContinue reading “Teaching your little ones Personal Finance”