Mid-Year Review of 2020 Stock Holdings

As we reach the mid-point for 2020, I took a pause to look back and see how far off I have fared since 6 months ago when I did my Review of 2019 Stock Holdings. It was the first major downturn since I started investing. The first few months were “bad months” due to COVID-19.Continue reading “Mid-Year Review of 2020 Stock Holdings”

Teaching your little ones Personal Finance

For parents, especially those with young children, the art of educating them on appreciating the value of what money can do has to start from young. Why so? Call it the beauty of youthfulness — the young, unmolded minds is the best time to inculcate good values and habits. This is the phase of lifeContinue reading “Teaching your little ones Personal Finance”

CPF Balances Update – January 2020

First CPF Balances update of the new year! It is the end of January with all mandatory contributions and cash top up in for the month. MA new ceiling (Basic Healthcare Sum or BHS) is raised to $60,000 for 2020. OA to SA transfer for the month of January is also completed. SA balance currentlyContinue reading “CPF Balances Update – January 2020”

Investment spending to increase by 14% for 2020

Not all “spending” are bad. What I am essentially doing is knowingly forcing to “pay-myself-first” more at the start of salary collection. When I first started out, I mentioned how I took control of every dollar flow out of my Monthly Salary. This was how it looked like for 2019: Details Percentage of take-home Savings fundContinue reading “Investment spending to increase by 14% for 2020”