Scrip Dividends — choose Cash, sure Lose?

Everyone might be familiar with the paradox of the Prisoners’ Dilemma — one of the most popular concept in modern game theory in Economics. By nature, individuals tend towards acting in or protecting their own interests, by not cooperating with one another, they tend to find themselves in a worse state than they would haveContinue reading “Scrip Dividends — choose Cash, sure Lose?”

Leaving behind a Legacy for your Child, via his CPF SA top-up

While CPF SA Shielding and OA Shielding — A Live Example is more applicable to more senior adults who are nearing the age where RA is formed at .age 55, there is a group of people who are believers in giving a kick-start to their children’s CPF retirement planning early by inculcating transferable and manageable savings and investment habitContinue reading “Leaving behind a Legacy for your Child, via his CPF SA top-up”

CPF SA Shielding and OA Shielding — A Live Example

Almost one year ago, I wrote an article on CPF SA Shielding before RA is formed at .age 55. It is one of the several legit CPF Hacks that any Singaporeans can employ to maximise their CPF dollars to go towards their retirement funds. While we hear all the theory online, part of us is constantlyContinue reading “CPF SA Shielding and OA Shielding — A Live Example”

Retail play in China — which REIT to focus on?

As of Sep 2020, there are 4 REITs / Business Trust that focus on retail play in China. Dasin Retail Trust is highly focused in the Greater Bay Area, while the other three are spread out among Tiers 1 and 2 Chinese cities. REIT / Business Trust No. of properties Valuation(RMB $bil) Valuation(S$bil) CapitaLand RetailContinue reading “Retail play in China — which REIT to focus on?”