Dividend Re-Investment Plan (DRIP) – Take Cash or Shares?

Dividend Re-Investment Plan (DRIP) allows existing shareholders of the stock to choose between cash dividends OR reinvestment into additional shares (“bought” from the company) on the dividend payment date. Most DRIPs allow the option of taking additional shares, usually commission-free and at a significant discount to the current share price. For investors, it also meansContinue reading “Dividend Re-Investment Plan (DRIP) – Take Cash or Shares?”

How much is your one Bullet?

Anyone who has been in the market for some time would have experienced and incurred some accumulation of market trading fees and commissions. What we realise is that, these can add up to quite a bit after some time, especially if the frequency of trading (buy & sell) is higher or if the value ofContinue reading “How much is your one Bullet?”

How BIG should your War Chest be?

A common question newer investors wonder as they start to get their hands dirty: How big of a War Chest should I build before I enter the market? The War Chest of a company in the corporate world is no different from the individual investors’. For a company, it could either refer to the cashContinue reading “How BIG should your War Chest be?”

Update on CPF 101 guide – Investment Scheme

As of today, I have updated the CPF 101 guide to include the INVESTMENT scheme. Hopefully, I have covered all that a regular investor who invest his CPF-OA and CPF-SA needs to know. Last week, I have started putting together a CPF 101 guide, besides the hack guide which I consolidated previously, in an attemptContinue reading “Update on CPF 101 guide – Investment Scheme”

Living on $2 a day food challenge

It was by chance that I stumbled upon this after I embarked on my $2 a day savings challenge. The REAL Two Dollar Challenge is actually a food challenge packaged as a “personal journey that will confront and challenge the person who takes it up with a few of the many constraints faced by thoseContinue reading “Living on $2 a day food challenge”