It is the end of February with all mandatory contributions and cash top up in for the month.
OA to SA transfer for the month of February is also completed. SA balance currently stands at $98,250.04, slightly more than half of 2020 FRS or 54.3% of the journey.
There’s a slight change in strategy from February onwards. The COVID-19 has brought with it market opportunities with the dips it presents. As such, I have transferred all but an amount left in the OA to go towards the monthly housing loan. The cash at hand is channeled from payment of monthly housing loan towards the equities market.
I continue to top up my child’s SA for $200 monthly. SA balance currently stands at $903.75.
Theory of Constraints 
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