Very interesting question. Someone asked me if I top up $100 to the merchant (for example Starbucks) in my membership card and he gives me extra $10 bonus on top of it, is this asset class considered Fixed Income (since merchant is giving me $10 ‘interest’ for the amount that I am topping up but not using yet) or Cash? I would like to hear your comments.
I did a small write-up on a good investment journey earlier and I thought to supplement with the table below. At a basic level, people should understand what are the different examples of asset class that you may encounter during your course of Life.
Do you know the above by heart?
Theory of Constraints 
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